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Whitepaper: ACH and NACHA Operating Rules

Kuppusami Madhavan
February 22, 2021

An automated clearing house (ACH) is a computer-based electronic network for processing transactions, usually domestic low-value payments, between participating financial institutions. It may support both credit transfers and direct debits. The ACH system is designed to process batches of payments containing numerous transactions and charges fees low enough to encourage its use for low-value payments.

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About the author

Kuppusami Madhavan is a RPA lead in the USA. He has 17 years of professional experience in multiple technology stacks and domains. He was an ACH (Automated Clearing House) architect in his earlier role and part of the AI, ML and Robotics industrialization capabilities. His areas of expertise are BFSI (Banking and Financial Services Industry) and recently in Pharmacy Benefit Management.


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