The Sector Innovation Series FinTech report begins with the creative disruption produced by the disintermediation of services traditionally dominated by incumbent banks and financial services enterprises. The emergent platform-based business models are introduced as well as the associated tactical and strategic advantages made possible by market segmentation in the long tail and new order economics on the supply side. FinTech startups leverage disruptive technologies to reimagine financial services to deliver better products and services with more personalization, greater efficiencies and empowerment. There is increasing pressure for financial services enterprise executives to develop dual strategies to preserve the core business while innovating with new FinTech products and services. The report presents a strategic, holistic approach to business model innovation, designing a corresponding enterprise architecture and developing a technology ecosystem to support the FinTech venture operating model. The report concludes with an overview of how Thinkubator Business can deliver accelerated FinTech business model innovation and ecosystem development.